BTPN Jenius Review

Due to its bureaucratic inertia, the banking business has to be one of the slowest sectors to adapt to new technologies. While new flashy gizmos do exist, especially payment technologies (e.g. Apple Pay, Android Pay, Visa PayWave, cryptocurrencies, and in Indonesia there are TCash, e-money cards, and countless other small startup stuffs), the consumer banking experience stays roughly the same: to be able to use the bank’s services, you often still have to go to a physical building and hassle with the paperwork and the queue. While majority of the banks have some kind of online services, they mostly function like a cashless ATM that can only do a simple send and receive transaction. Not exactly a thing that you would call ‘innovative’.

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Phones are Kinda Mature Now

As someone who watches the tech industry, I cannot escape the famous “what phone should I buy?” question given to me by the people around me. Then, as time goes by, I realized that it’s getting harder and harder to even find a bad phone. Years ago, there’s a clear and distinct class division of phones in a company’s lineup. The top flagship phone has all the feature that you can imagine: cameras, colored high resolution screen, email and browser, Office file reader, and occasionally, a funky and radical design. As you traverse down the series, you’ll end up with the basic, lower-end phones: monochrome screen, GSM only connection, plastic design, and a beeper speaker. Back then, low-end phones are astronomically inferior to the flagship and there’s a somewhat clear spectrum of goodness. However, as of today, that gap has been vanished, or at least greatly blurred.

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Moto 360 2nd Gen Review

You could argue that smartwatches are a waste of money. They don’t do much and they are typically a drab. For the price, you could just get a fine dumb watch (?) and not worry about the little quirks that it has; you can just wear it. I just bought a Moto 360 2nd Gen last month and let me tell you my inexplicable experience I have with it.

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